With an LCU home loan you can expect the following:

• 100% offset
• No Redraw Fees
• No ongoing Fees
• Early repayment options without penalty for variable rate home loans
• Variable and lump sum repayments
• Automatic repayment from salary

Take a look at our Home Loans

At LCU, we have a wide range of home loans which have been tailored to suit your needs. For full details on our various home loans and rates, please take a look at our home loans page.

Questions?

If you have any questions, please contact us.

Before you apply, we would like to know more about you.

Evidence of Income:

• Copy of 2 current pay slips or a letter from your employer stating commencement date and salary details
• If your pay is not currently deposited to an LCU account, please supply 3 months' of complete bank statements
• Proof and source of other income
• If self-employed please provide full financial statements and tax assessments for the last 2 years and current figures no more than 3 months old
• A copy of a recent rental lease or bank statements showing receipt of rent.

Evidence of Commitments:

• Statement of your home and/or other loans
• A copy of a recent rental lease or if boarding, a letter from the owner
• Latest 3 months' of statements for all credit cards and store cards

Questions?

If you have any questions, please contact us.

Applying is simple! At LCU you have the flexibility to apply whenever and wherever you want to.

• Apply Online
• Download the PDF Loan Application form
• Call us on 9859 0535
• Visit us at our branch

Questions?

If you have any questions, please contact us.