Overdrafts
Overdrafts
Looking for a cheaper and flexible credit card alternative?
Then why not make use of the LCU overdraft facility? The LCU overdraft facility is designed to allow you to cover those unexpected bills or cheques, and take care of any surprise expenses that might catch you off guard and short of money.
13.40 % pa Cost-effective
Quick approvals
Apply Online Enquire
What documents do I need?
Evidence of Income:
Copy of 2 current pay slips or a letter from your employer stating commencement date and salary details
If your pay is not currently deposited to an LCU account, please supply 3 months' of complete bank statements
Proof and source of other income
If self-employed please provide full financial statements and tax assessments for the last 2 years and current figures no more than 3 months old
A copy of a recent rental lease or bank statements showing receipt of rent.
Evidence of Commitments:
Statement of your home and/or other loans
A copy of a recent rental lease or if boarding, a letter from the owner
Latest 3 months' of statements for all credit cards and store cards
Rates are subject to change. Please refer to our rates and fees page .
Overdraft Interest Rate Variable Interest Rate 13.40 % pa Features Automatic Deposits (salary / account) Yes Variable and lump sum repayments Yes Maximum accessible amount $10,000 Minimum Amount $ 100 Loan period Ongoing Repayments Weekly, fortnightly or monthly Interest charges Calculated daily, charged monthly Establishment Fee $ 0 Early repayments without penalty Yes
Your needs and financial circumstances have not been taken into account. Terms, conditions and Lending criteria apply and are available on application. Other fees and charges may apply. Please review our Account & Access Facility - Terms of Conditions & Schedule of Fees & Charges before acquiring any products.
@Copyright 2017 Laboratories Credit Union Limited | ABN 77 087 650 217 | AFSL / Australian Credit Licence 240807 | BSB 802 841
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