Property Investment Mortgage Fixed
Lock in one of our competitive interest rates for 1, 2 or 3 years. This option gives you security knowing the rates won’t change during the locked period.
1 Year Fixed
3.19% pa
interest rate1
3.96% pa comparison rate*
2 Years Fixed
3.19% pa
interest rate2
3.89% pa comparison rate*
3 Years Fixed
3.19% pa
interest rate3
3.83% pa comparison rate*
- No on-going fees
- 100% offset available
- Variable and lump sum repayments
Apply OnlineEnquire
|
What documents do I need? |
|
Evidence of Income:
- Copy of 2 current pay slips or a letter from your employer stating commencement date and salary details
- If your pay is not currently deposited to an LCU account, please supply 3 months' of complete bank statements
- Proof and source of other income
- If self-employed please provide full financial statements and tax assessments for the last 2 years and current figures no more than 3 months old
- A copy of a recent rental lease or bank statements showing receipt of rent.
Evidence of Commitments:
- Statement of your home and/or other loans
- A copy of a recent rental lease or if boarding, a letter from the owner
- Latest 3 months' of statements for all credit cards and store cards
|
Rates are subject to change. Please refer to our rates and fees page.
*Comparison rate based on a secured loan of $150,000 over 25 years. Warning: These comparison rates are true only for the examples given and may not include all fees and charges. Different terms, fees and other loan amounts might result in a different comparison rate.
1Fixed rate is available for 1 year. At the end of the fixed period, loans will revert to the Property Investment Mortgage Variable rate.
2Fixed rate is available for 2 years. At the end of the fixed period, loans will revert to the Property Investment Mortgage Variable rate.
3Fixed rate is available for 3 years. At the end of the fixed period, loans will revert to the Property Investment Mortgage Variable rate.
|
| Property Investment Mortgage Fixed |
|---|
| Interest Rates | | 1 Year fixed interest rate | 3.19% pa1 | | 1 Year fixed comparison rate | 3.96% pa | | 2 Year fixed interest rate | 3.19% pa2 | | 2 Year fixed comparison rate | 3.89% pa | | 3 Year fixed interest rate | 3.19% pa3 | | 3 Year fixed comparison rate | 3.83% pa | | Fees | | Establishment Fee | $903.60 | | Annual Fee | $0 | | Monthly Fee | $0 | | Redraw Fee | $0 | | Features | | Automatic Deposits (salary / account) | Yes | | Minimum Amount | $50,000 | | Maximum borrowing capacity (LVR) | 80% No LMI, 95% with LMI | | Minimum Term in Years | 1 year | | Maximum Term in Years | 30 years | | Redraw Facility | Yes | | Offset Account | 100% offset available | | Repayments | Weekly, fortnightly or monthly | | Variable and lump sum repayments | Yes |
|
